Loans & Advances

Forex facilities.

LOANS & ADVANCES

Purpose Rates (P.A.)
Loans for Small and Medium Scale Industries 13% to 15% as per rating
Loans and Advances for Business Developement against Stock Collateral 13% to 15% as per rating
Mortgage Loans 14 % (rebate 1% for prompt payment)
OD against Property 13% to 15% as per rating
Housing Loans 12%
Gold Loan(12 months Bullet Payment) 12%
Gold Overdraft 13%
Loans against Bank Own Deposits
Self Third party
a) Loans against Depsoits of less than Rs.15.00 Lakhs 2 % 3 % Over and above the rate on Deposit
b) Loans against Depsoits of Rs.15.00 Lakhs above 1 % 2 %

 

Vehicle Loans 14 % (rebate 1% for prompt payment)
Loans and Advances against LIC Policy NSC/KVP/ Govt. Security issued by State and Central Government 13%
Personal Loans 16%
Staff Loans (for all purposes) 12%
Education Loans

  1. (a)Upto Rs. 10.00 Lakhs
  2. (b) Above Rs. 10.00 Lakhs
 

  1. 13%
  2. 14%