Particulars |
Rates (P.A.) |
HOUSING LOANS: |
(a) Upto 25.00 Lakhs |
10.00% % |
(b) Above 25.00 Lakhs |
11.00 % |
Gold Loans |
11.00 % |
Gold Overdraft |
11.00 % |
Mortgage Loans |
14.00 % |
OD against Property |
14.50 % |
Vehicle Loans |
13.50 % |
Loans for Small and Medium Scale Industries |
14.50 % |
Loans/OD To SSI/Business Development |
14.50 % |
Loans and Advances for Business Development against Stock and Collateral |
14.50 % |
Loans against Bank Own Deposits |
|
Self |
Third party |
|
a) Having Deposits less than Rs.15.00 Lakhs |
2 % |
3 % |
Over and above the rate on Deposit |
b) Having Deposits of Rs.15.00 Lakhs and above |
1 % |
3 % |
|
Loans and Advances against LIC Policy NSC / KVP / Govt. Security issued by State and Central Government |
13.00 % |
Personal Loans |
16.00 % |
Staff Loans (for all purposes) |
12.00 % |
Education Loans
|
14.00 %
|